Overview
Microsoft Copilot is an AI assistant embedded across Word, Excel, PowerPoint, Outlook, Teams, OneNote, Edge, and Windows, grounded in an organization's own data via Microsoft Graph (emails, documents, meeting histories, files) so its output reflects real company context rather than generic templates. A free "Copilot Chat" tier is included with qualifying Microsoft 365 subscriptions, offering web-grounded chat but not deep in-app integration. The full Microsoft 365 Copilot add-on costs $30/user/month (annual commitment) on top of a qualifying base plan (Business Standard/Premium, E3/E5), with a promotional small-business bundle at $18–21/user/month through mid-2026. A new top-tier "M365 E7 Frontier Suite" ($99/user/month, launched May 2026) bundles Copilot with E5 and a new AI-agent governance layer called Agent 365.