InVideo AI has grown from a template-based online video editor into a full AI video creation platform built around a prompt-to-video agent. You start by typing what you want — a product ad, a faceless YouTube explainer, a social short — and the AI agent drafts a full script, storyboard, voiceover, captions, and matching visuals in one pass, pulling from a library of 200+ underlying image, video, audio, and music models, including Veo 3.1, Sora 2, Kling 3.0, Seedance 2.0, Nano Banana Pro, and ElevenLabs music. From there you can regenerate individual scenes, swap in AI avatars and cloned voices, adjust pacing, or drop in stock footage from iStock, all inside a browser-based editor that stays closer to a traditional timeline than a pure chat interface. Day to day, the experience feels less like fighting software and more like directing an assistant: describe the video, review the draft, and refine what doesn't work rather than building every clip from scratch. That said, the platform runs on a credit system with several separate pools — AI generation minutes, iStock downloads, voice clones, and background removals all draw from their own allowances that don't roll over month to month. Heavy users report that one pool (often iStock downloads or voice clones) runs out before the others, which is worth planning around rather than assuming one 'credits' number covers everything. Pricing in 2026 runs four paid tiers plus a free plan: Free (10 AI minutes/week, 720p, watermarked), Plus (~$20/month annual, ~$25 monthly — 75 AI credits/month, watermark-free), Max (~$48/month annual, ~$60 monthly — 390 credits/month, more concurrency and iStock downloads), and Generative (~$100–120/month — 800 credits/month, native access to Sora 2 and Veo 3.1). A Team plan and custom Enterprise pricing sit above that. Annual billing is meaningfully cheaper than paying monthly on every tier, and every paid plan removes the InVideo watermark that the free plan carries.